Welcome to Klarna Insights.

Here you’ll find deep dives and trend reports that explore how people all over the world interact with technology, as digital innovation continues to change the way we shop and bank.

Klarna’s Pulse Reports.

Money Management Pulse

Shopping Pulse

Global Insight Reports.

The Checkout 2023

The Future of Retail

Black Friday & Cyber Monday

Dreams

Loyalty cards

Mobile Shopping

Seasonal Insight Reports.

Holiday budgets

Holiday Hacks

Festive Fashion

Hit the Slopes

Festive Film Fest

Deck the Halls

Santa Paws

3, 2, 1 … Happy New Year!

Glow Up Season

Halloween

2022 Holidays Unwrapped

A deep dive into Wellbeing & Leisure

A deep dive into Fashion trends

A deep dive into Travel & Outdoor Activities.

Insights per Country.

Explore available reports and deep dive into insights from the perspective of individual countries.

Australia

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Loyalty cards Mobile Shopping A deep dive into Wellbeing & Leisure A deep dive into Fashion trends A deep dive into Travel & Outdoor Activities.

Austria

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Loyalty cards Mobile Shopping

Belgium

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Loyalty cards Mobile Shopping

Shopping Pulse

Coming soon

Canada

Halloween Dreams Loyalty cards

Czech Republic

Shopping pulse: Czech Republic

Denmark

Dreams Loyalty cards Mobile Shopping A deep dive into Wellbeing & Leisure A deep dive into Fashion trends A deep dive into Travel & Outdoor Activities.

Finland

France

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Loyalty cards Mobile Shopping Beauty Report (ENG) Beauty Report (FR)

Shopping Pulse

Coming soon

Germany

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Loyalty cards Mobile Shopping

Greece

Shopping pulse: Greece

Italy

Money Management Pulse Shopping Pulse Black Friday & Cyber Monday Halloween Dreams Loyalty cards Mobile Shopping Beauty Report (IT) Beauty Report (ENG) The State of Smoooth: Unpacking Luxury in 2022 (IT)

Shopping Pulse

Coming soon

Mexico

Loyalty cards Shopping pulse: Mexico

Netherlands

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Loyalty cards Mobile Shopping

New Zealand

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Dreams Loyalty cards Shopping Pulse: New Zealand

Norway

Poland

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Loyalty cards Poland Fashion Trends Report

Shopping Pulse

Coming soon

Portugal

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Um mergulho nas tendências da moda. Loyalty cards Shopping pulse: Portugal

Spain

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween Dreams Entendiendo la moda Análisis en profundidad sobre las tendencias de bienestar y ocio. Análisis en profundidad sobre las tendencias de moda. Análisis en profundidad sobre viajes y actividades al aire libre. Loyalty cards Mobile Shopping Beauty Report (SP) Beauty Report (ENG)

Shopping Pulse

Coming soon

Sweden

Switzerland

Shopping Pulse: Switzerland Loyalty cards A deep dive into Wellbeing & Leisure A deep dive into Fashion trends A deep dive into Travel & Outdoor Activities.

United Kingdom

United States

Money Management Pulse Shopping Pulse Holiday budgets Black Friday & Cyber Monday Halloween 2022 Holidays Unwrapped Dreams Loyalty cards Mobile Shopping A deep dive into Wellbeing & Leisure A deep dive into Fashion trends A deep dive into Travel & Outdoor Activities. The State of Smoooth: Unpacking Luxury in 2022 (US)

Cookie	Duration	Description
cookielawinfo-checkbox-advertisement	1 year	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Advertisement".
cookielawinfo-checkbox-analytics	1 year	This cookies is set by GDPR Cookie Consent WordPress Plugin. The cookie is used to remember the user consent for the cookies under the category "Analytics".
cookielawinfo-checkbox-necessary	1 year	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-performance	1 year	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy	1 year	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Cookie	Duration	Description
_ga	2 years	This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_gat_gtag_UA_131755538_3	1 minute	No description
_gid	1 day	This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.

Cookie	Duration	Description
cookielawinfo-checkbox-functional	1 year	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-others	1 year	No description
pll_language	1 year	This cookie is set by Polylang plugin for WordPress powered websites. The cookie stores the language code of the last browsed page.